Secure Online Shopping

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Safe And Secure Online Shopping

3-D Secure online payment methodĀ provides extra peace of mind for online shoppers. It is a password-protected authentication system designed to confirm the identity of the cardholder when a Visa card is used online in suspicious or different than usual circumstances (for example, if you're shopping online while travelling). By requesting a password known only to the cardholder, the bank can verify that the genuine cardholder is entering their card details into an ecommerce website. The password may be one that you nominate yourself and must remember, or it could be a code that your bank sends you via SMS when you are about to make an online payment.Ā It serves as a safe online payment method, helping to prevent fraudulent transactions and gives all parties in the payment process greater peace of mind, especially when used in conjunction with all the other security features offered by Visa.

How it works

A hand holding a Visa card in front of a laptop screen, to symbolise secure online shopping payment methods
A smartphone showing an OTP code, used for secure online shopping
Picture of a validation message on a screen, one of the steps of 3-D Secure payment methods

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