Suncorp Bank | Visa | AFC Women’s Asian Cup (“Promotion”)

Terms and Conditions

  1. The promoter is Visa AP (Australia) Pty Ltd (ABN 20 134 885 564) Level 39, International Tower 2, 200 Barangaroo Avenue, Barangaroo NSW 2000 Australia (“Promoter”).

  2. Information on how to enter and the Prize (defined below) form part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions.

  3. The Promotion commences at 12.01am (AEDT) on 15 December 2025 and closes at 11:59pm (AEDT) on 31 January 2026 (“Promotion Period”).

  4. Eligibility
  5. Entry is open to individuals who: 
    1. reside in Queensland Australia;
    2. are aged at least 18 years of age;
    3. hold an existing Suncorp Bank Visa Debit card;
    4. Make five (5) Eligible Transactions (defined below) with the same Suncorp Bank Visa Debit card and sign up to enter the prize draw on: https://promotions.visa.com/campaign/afc;
    5. are not an employee, director and/or officer of the Promoter, Norfina Limited ABN 66 101 831 722 (“Suncorp Bank”), a related body corporate or an agency/entity associated with the Promotion. Immediate family members of any employee, director or officer described above are also ineligible to enter the Promotion. Immediate family members for the purposes of this condition are spouses, de facto spouses, parents, natural or adopted children and siblings (whether natural or adopted by a parent); and
    6. are able to take the following components of the Prize during the period of 5th March to 6th March 2026 at the Gold Coast Stadium if drawn as a winner (an “Eligible Entrant”).

  6. If there is a dispute as to the identity of an Eligible Entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Entrant.

  7. The following entries are ineligible:
    1. entries by an excluded entrant described above;
    2. entries that are deemed to be incomplete, invalid or incomprehensible by the Promoter or are otherwise unable to be viewed;
    3. entries by a person who fails to provide the information required by these Terms and Conditions within the required time-frame;
    4. entries that are deemed to be offensive or illegal by the Promoter; and
    5. entries not completed in accordance with these Terms and Conditions.

  8. How to enter
  9. To be eligible to enter and receive one (1) automatic entry into the draw, Eligible Entrants must undertake the following steps during the Promotional Period:

    1. Make five (5) separate transactions using their Suncorp Bank Visa Debit card on any domestic transactions i.e. transactions made in Australia (each an “Eligible Transaction”); and
    2. Sign up, through the official signup page: https://promotions.visa.com/campaign/afc. Eligible Entrants may sign up at any time during the Promotional Period. All qualifying transactions made during the Promotional Period will count toward eligibility, even if they occur before the sign-up date.

      Only one (1) entry is permitted per person during the Promotional Period. For clarity, only one (1) entry is permitted per eligible Suncorp Bank Visa Debit card holder regardless of how many eligible transactions the Eligible Entrant makes in excess of five (5).


  10. Prize Details
  11. The first ten (10) valid entries drawn from all valid entries received, will each win a trip to the AFC, Women’s Asian Cup for two (2) people to see Iran vs Australia on the Gold Coast, QLD, valued at up to AUD$7,000, depending on date and point of departure, (“Prize”).

    Prize includes:
    1. A $2000 Flight Centre voucher to be used to cover transport from the winner’s QLD residential address to the Gold Coast. If the winner resides on the South East Queensland, the $2000 Flight Centre voucher will not be awarded. For clarity, even where a Flight Centre voucher is provided as part of the Prize, the winner will be responsible for booking any transport required to get to and from the match;
    2. One (1) x night accommodation at a minimum 4-star hotel in a shared room on the Gold Coast, with check-in on 5th March and check out on 6th of March 2026;
    3. Two (2) x Match Club tickets to attend the Australia VS Iran game on the 5th of March 2026 at Gold Coast Stadium; and
    4. One (1) merchandise pack for 2 valued at AUD$500.

  12. The total prize pool value is up to AUD$ 70,000.

  13. During the entire duration of the Prize, a nominated parent/guardian must accompany any person under 18 years of age.

  14. Travel insurance is not included in the Prize, and this will be the responsibility and cost of the winner and the winner's travel companion. The Promoter recommends the purchase of travel insurance prior to taking the Prize.

  15. The winner agrees to:
    1. The Promoter sharing the provisional winner's details, including name, email address and phone number, with Suncorp Bank for the purpose of winner validation, notification and distributing the Prize;
    2. the Promoter and Suncorp Bank using the winner's name (last name and initial of first name) and postcode in any media for the purpose of publishing the outcome of this Promotion;
    3. being contacted for purposes directly related to the Promotion;
    4. the Promoter and Suncorp Bank using the winner's name, likeness, image and/or voice (including photographs, films and/or recordings of the same) in any media for the purpose of promoting the Promotion (including any outcome), and promoting any products of the Promoter or Suncorp Bank;
    5. on request by the Promoter, provide photographs of the winner, and one or more brief summaries of their experiences, at the AFC Women’s Asian Cup 2026 for the Promoter and Suncorp Bank to use in any media for the purpose of promoting the outcome of the Promotion and promoting any products of the Promoter or Suncorp Bank;
    6. the winner and their companion signing any legal documentation, in relation to the promotion, in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form. In the event a winner’s companion is under the age of 18, a nominated parent/legal guardian of such person will be required to sign the legal documentation required under this clause on their behalf;
    7. The Prize must be taken as stated and cannot be varied. The Prize or any unused portion of the Prize: is non transferrable; is non-refundable; is non-negotiable; cannot be exchanged; cannot be taken or redeemed as cash; and cannot be sold or offered for resale at a premium (including via on-line auction sites) or used for advertising, promotion or other commercial purposes (including competitions and trade promotions) or to enhance the demand for other goods or services. 

  16. If the Prize, or any element of the Prize, is unavailable, the Promoter reserves the right, in its discretion, to substitute the Prize, or that element of the Prize, with a prize of equivalent value and/or specification, subject to any legal requirements or any written directions from a regulatory authority.

  17. The draw will take place at Anisimoff Legal, Level 3, 162 Collins Street, Melbourne VIC 3000 on 2nd February 2026 at 1:00pm AEDT. The Promoter may draw additional reserve entries and record them in order in case an invalid or ineligible entrant is drawn.

  18. The winner will be notified by Suncorp Bank within two (2) business days of the draw via email and phone call using the contact details held by Suncorp Bank (to view these details, log on to the Suncorp Bank App and select ‘More’, then ‘Profile’).

  19. The winner must claim the Prize, by confirming receipt of Suncorp Bank’s notification email by return email and providing written agreement to these Terms and Conditions.

  20. Subject to the unclaimed prize draw clause, if for any reason the winner does not take/redeem the Prize (or an element of the Prize) at/by the time stipulated by the Promoter, then the Prize (or that element of the Prize) will be forfeited.

  21. The Promoter's decision is final and no correspondence will be entered into. 

  22. If for any reason the Prize remains unclaimed by 9:29am AEDT on 16th February 2026, the Prize will be forfeited and a re-draw will take place at 9:30am AEDT on 16 February 2026 at the same place as the original draw, subject to any directions from a regulatory authority. The winner (if required) will be notified via email using the contact details within two (2) business days of the re-draw. If an unclaimed prize draw winner does not take their prize by the time specified by the Promoter, then the prize will be forfeited.

    General

  23. Beneficiaries of a Prize acknowledge the Promoter and Suncorp Bank accept no responsibility for any tax implications that may arise from the Prize or the winner accepting and taking the Prize. Beneficiaries of the Prize should seek advice from the Australian Tax Office or their own taxation adviser or independent financial adviser, particularly where the Prize is received as an incident of the winner’s business or income-producing activities.

  24. The Promoter reserves the right, at any time, in its sole discretion, to verify the validity of entries and Eligible Entrants (including an Eligible Entrant’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual whom the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the Promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.

  25. If for any reason this Promotion is not capable of running as planned (including, but not limited to infection by computer virus, bugs, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Promotion), the Promoter and/or Suncorp Bank may, subject to the approval of all relevant regulatory authorities, take any action that may be available including cancelling, terminating, modifying or suspending the Promotion or disqualifying any Eligible Entrant.

  26. The Prize is valued in Australian dollars unless expressly stated to the contrary. All Prize amounts in these Terms and Conditions are inclusive of the Australian goods and services tax (GST) unless expressly stated to the contrary.

  27. Unless otherwise stated, any travel component of the Prize does not include travel documents, passports, visas, insurance, vaccinations, taxes not included in the price of any tickets, transfers, additional accommodation, additional meals, incidentals, gratuities, telephone calls or any other costs of a personal nature. All costs and expenses not specifically mentioned as being included in the Prize are solely the winner’s responsibility. Failure to comply with the requirements of this clause will deem the winner’s entry invalid and the winner will forfeit the Prize. The Promoter and Suncorp Bank make no representation as to the safety, weather, conditions or other issues that may exist as part of the travel or at the destination. The winner and the winner's travel companion travel at their own risk.

  28. The Prize must be taken to coincide with the AFC Women’s Cup Match Club tickets for the Australia vs Iran match held at Gold Coast Stadium, on the Gold Coast on 5th March 2026 and is subject to booking and flight availability (if required). If flights are needed, the winner and the winner's travel companion must travel together, at the same time and with the same itinerary, on all Prize travel. The Promoter is not responsible for any cancellation, delay or rescheduling of flights, and any costs incurred as a result (including, without limitation, additional accommodation costs and daily expenses) will be the sole responsibility of the winner. The Prize is subject to the standard terms and conditions of individual prize and service providers.

  29. Hotel providers providing accommodation as part of the Prize reserve the right to request the winner's debit/credit card at the time of check-in for the purpose of incidentals, and the winner acknowledges that a valid credit card in the name of the winner or their travel companion must be provided if requested.

  30. In the event of war, terrorism, state of emergency, pandemic or any other kind of disaster or unforeseeable event beyond the reasonable control of the Promoter, the Promoter reserves the right to cancel, terminate, modify or suspend the Promotion or suspend, substitute or modify a Prize, subject to any written directions from a relevant regulatory authority.

  31. The AFC Women’s Asian Cup 2026 Match Club ticket element of the Prize is subject to the event venue and ticket terms and conditions, including any applicable age restriction. The Promoter and event organisers hereby expressly reserve the right to eject the winner (and/or their companion) for any inappropriate behaviour, including but not limited to intoxication, whilst participating in any element of the Prize.

  32. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investments Commission Act 2001 (Cth) or similar consumer protection laws in the states and territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Promotion.

  33. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter and its related entities (including its respective directors, officers, employees and agents) are not responsible for and exclude all liability (including negligence), for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter's control); (b) any theft, unauthorised access or third party interference; (c) any entry or Prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in Prize value to that stated in these Terms and Conditions; (e) if the selected AFC Women’s Asian Cup 2026 match is delayed, postponed or cancelled for any reason beyond the reasonable control of the Promoter; (f) any tax liability incurred by a beneficiary of a Prize (including an Eligible Entrant or  winner ); and (g) use/taking of the Prize.

  34. The Promoter collects personal information ("PI"), at the time of registration, in order to conduct the Promotion and may, for this purpose, disclose such PI to third parties, including but not limited to, Suncorp Bank, agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use and handle PI as set out in its Privacy Policy, which can be viewed at https://www.visa.com.au/legal/global-privacy-notice.html. The Privacy Policy also contains information about how Eligible Entrants may opt out, access, update or correct their PI, how Eligible Entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter.  Unless otherwise indicated by the Promoter, the Promoter may disclose PI to entities outside of Australia (for a list of the countries, see the Promoter’s Privacy Policy), and cannot guarantee that any overseas recipient will not breach the Australian Privacy Principles.  By entering the Promotion, Eligible Entrants consent to the overseas transfer on these terms as permitted by the Australian Privacy Principles and agree that the Promoter is not liable in this regard.

  35. Suncorp brand used under licence. Suncorp Bank (Norfina Limited ABN 66 010 831 722) is not part of the Suncorp Group.